Personal identification information
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, place an order, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.
Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information. We also utilize Google site stats to monitor the traffic on this site.
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How we use collected information
Retire-Wiser.com may collect and use Users personal information for the following purposes:
ï– To personalize user experience We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
ï– To process payments We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.
ï– To send periodic emails We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests.
i – To connect you with your event host We may use the information Users provide about themselves when registering for an event to connect them with their event host. You may receive emails from your event host about the event you are registered for and to make you aware of future events or services.
How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.
Sharing your personal information
We do not sell, trade, or rent Users personal identification information to others. We may share personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes of operating our business; delivering, improving, and customizing our services; sending marketing and other communications related to our business; and for other legitimate purposes permitted by applicable law or otherwise with your consent. We require that all entities receiving personal identification information from us maintain at least the same level of data protection for personal data processed on our behalf as that which we maintain for such personal data.
Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
Financial Professional Disclaimer
This is a seminar and insurance and annuity sales presentation and this information is being provided as a general source of information. This should not be used as the primary basis for financial or investment decisions. It should not be construed as advice designed to meet the particular needs of an individual situation. Examples are hypothetical and do not guarantee future results or payments.
Mobile Messaging Terms & Conditions
Retire Wiser (“We,” “Us,” “Our”) is offering a mobile messaging program (the “Program”), subject to these Mobile Messaging Terms and Conditions (the “Terms”). If you do not wish to continue participating in the program or no longer agree to these Terms, you can reply “STOP” to any mobile message from Us in order to opt out of the Program.
User Opt In
The Program allows users to receive SMS/MMS mobile messages by users affirmatively opting into the Program, such as through online enrollment forms or by texting a keyword to 866 871-3898 or any successor short code to opt into the Program. Regardless of the opt-in method you utilized to join the Program, you agree that these Terms apply to your participation in the Program. The mobile messaging service used by Us to communicate with you requires human intervention for Our mobile messages to be initiated, and thus Our mobile messages are not sent to you by an automatic telephone dialing system (“ATDS” or “autodialer”). Nevertheless, by participating in the Program, you agree to receive autodialed marketing mobile messages and you understand that consent is not required to make any purchase from Us.
Without limiting the scope of the Program, users that opt into the Program can expect to receive messages concerning campaign updates & mobile donation information.
Cost and Frequency
Message and data rates may apply. The Program involves recurring mobile messages, and additional mobile messages may be sent based on your interaction with Us.
User Opt Out and Additional Commands
To opt out (discontinue participation in Program), reply “STOP” to 866 871-3898, or to any of Our mobile messages from your mobile device. This is the easiest and preferred method to opt out of the Program. You may receive an additional mobile message confirming your decision to opt out.
We will not be liable for any delays or failures in the receipt of any mobile messages connected with this Program. Delivery of mobile messages is subject to effective transmission from your wireless service provider/network operator and is outside of Our control.
This document was last updated on September 12, 2019